What is a College Degree Worth in Generation Z?

Does a person need to complete graduate school to have the best chances in the corporate world?


Harvard, Yale, Stanford: Are They Truly Worth The Cost?

If college is the new high school diploma, would it be worth studying at Harvard, Yale, or Stanford? 


Need Money for College? 3 Overlooked Sources of Financial Aid

Do you need money for college? If you are going next semester, then you are probably among many people who may be in need of financial aid. In fact, 85 percent of college undergrads receive financial aid.

Unfortunately, federal aid does not always come in the form of grants. Many students feel that they have to accept student loans to pay the rest of their tuition.

Student Loan Recipients

  • 51 percent of them attended public universities.
  • 62 percent of them attended private, non-profit universities.
  • 79 percent of them attended private, for-profit universities.

While many students are aware of the scholarship programs, the majority do not apply because they believe that they do not meet the qualifications.

It is true that there are reserved scholarships for mentally gifted students and athletes. Yet, there are also scholarships that require little from the applicant like just submitting an essay. If you are lazy, they even have no-essay scholarships, where your odds of winning are probably better than winning the lottery.

Furthermore, there are three sources of financial aid that you may have overlooked in the past. Surprisingly, most of these programs are not that competitive since they do not receive many applicants.


Belluck & Fox, a New York law firm, offers four Mesothelioma scholarships. As a law firm specializing in mesothelioma, they want to encourage students to learn and spread the word about the disease. Applicants are welcome to write essays on a variety of mesothelioma topics. They offer scholarships ranging from $500 to $2,500.

Non-Profit Organizations

Do Something, a New York nonprofit, has a $2,000 Experience Civil Rights Scholarship. It does not require much intelligence to win this scholarship. There is no minimum GPA or essay requirement. However, there are two requirements. You need to visit the website to experience the story and share it with your friends. Again, no high IQ required.


Jay Z is one of several celebrities who has a foundation that issues scholarships to eligible applicants. His Shawn Carter Scholarship Fund was founded on the belief that any motivated person should have the opportunity to pursue or further their education.

If you are the average student with a 2.0 GPA, your chances of being awarded this scholarship are pretty good. Scholarships range from $1,500 to $2,500 with renewable funding for scholars.

The Extra Benefit About These Financial Aid Sources

If you are applying for federal financial aid, you are typically confined to applying for the fall and spring semester. Students seeking federal aid for a summer semester may find difficulty. FAFSA encourages students to verify in discerning which application they should complete with their university.

These overlooked sources of financial aid provide more flexibility by awarding the financial aid directly to students instead of sending it to their university.

If you ever worried about being buried in student loans, worry no more! There is an abundant amount of corporations, non-profit organizations, and foundations that want to subsidize your education.

You can afford to pay for your college education by using creative financing through these overlooked sources.

This article originally appeared in The Huffington Post.


Should Millennial Entrepreneurs Pursue An MBA?

Many people have debated whether a college education is necessary to be a success. The education industry is changing and also reforming the beliefs that many once had about college.

On average, millennials are taking six years to get their bachelor’s degree instead of four years. What does that mean for MBA students?

Many people believe that an MBA can be a good requisite for entrepreneurs. However, most of us know that many people have become amazing entrepreneurs without an MBA degree.

So, the question remains: Should millennial entrepreneurs pursue an MBA?

Successful entrepreneurs like Bill Gates and Jay-Z have proved that an MBA is not necessary. Bill Gates is a billionaire and Jay-Z is $450 million away from billionaire status. There are also dozens of multi-millionaires who have become successful without the help of an MBA.

Some people would agree that a student’s success is dependent on the prestige of the business school. Unfortunately, the top business schools are often the most expensive, costing about $100,000 for the degree program.

In a Business Insider article, Apu Gupta (Co-Founder of Curalate and Wharton MBA graduate) claims that true entrepreneurship cannot be learned in the classroom.

“I think the notion that you can go to business school to learn to be an entrepreneur is a misnomer. I have always found it odd that people go to business school to study entrepreneurship. If you want to study entrepreneurship, you need to go and be an entrepreneur.”

Erika Andersen (Forbes blogger and author of Growing Great Employees) advises getting an MBA if you do not feel confident in running a business. Shai Reshef, a social entrepreneur and the founding president of University of The People (the first U.S. accredited tuition-free university), agrees with Erika.

“As an entrepreneur at the intersection of education and technology, it took me a long time to learn what I needed and encountered many mistakes along the way,” says the University of The People founder.

An MBA can make some people better entrepreneurs, especially if they do not have the business framework beforehand. The University of The People currently has a baccaulerate program in business administration and plans to offer an MBA degree in the future. However, most people want a solution now. So, is there an alternative?

Recently, the University of Illinois made their MBA courses available for free through the online education platform, Coursera. It can be a great opportunity for people to earn some credentials, which may be helpful as entrepreneurs.

Students who are interested in getting the actual MBA degree need to apply for admission and pay about $20,000 in tuition. Paying $20,000 is quite a deal when you consider the average cost of an MBA.

Unfortunately, some people cannot even afford $20,000. Hope is not lost for them. In fact, there are free and lower cost options that one can utilize as a good substitute for an MBA.

Coursera provides a variety of select courses from other prestigious universities. Coursera is just one example of platforms that offer massive open online courses (also known as MOOCs). EDx and Udacity are some other platforms that offer massive open online courses.

While some people are not naturally tenacious or business minded, it does not mean that they cannot be successful entrepreneurs. In fact, they may be the perfect candidate for an MBA program.

Since the Great Recession, I have helped over 2,000 people reach the finish line in their careers. I tell all of my followers the same thing. There is nothing wrong with obtaining more education. Just avoid paying for it, if possible.

This article originally appeared in The Huffington Post.


College Tuition Is Now Free In The United States

Use your everyday purchases to support the website via Amazon.